Move With Spyder Moving and Storage and Help Animals

Common Mistakes When Moving to Memphis

Key takeaways

The most common mistakes when moving to Memphis are missing Tennessee's 30-day deadlines for a new driver license and vehicle registration, underestimating summer heat (normal July highs around 92°F), skipping the school-zone and flood-map check for the exact address, ignoring commute times, and leaving MLGW utility setup until move-in week. Memphis rewards newcomers with lower home prices than most large metros and no state tax on wages, so a little planning goes a long way.

Memphis, Tennessee, is a good place to land if you want big-city culture at a lower cost of living, but newcomers tend to trip over the same few things: Tennessee’s 30-day deadlines for a new driver license and vehicle registration, a hot and humid summer, flood-prone low ground along the creeks and rivers, and utility setup left until move-in week. Knowing the common mistakes when moving to Memphis before you sign a lease or book a truck saves you fines, deposits and a lot of sweat. Below you’ll also find what to know before moving to Memphis, from jobs and schools to neighborhoods, and the order to pack your home in. Spyder Moving and Storage runs an office in Memphis at 3290 New Getwell Rd, and our Memphis movers see these mistakes every season.

What are the most common mistakes when moving to Memphis?

Most problems people run into after relocating to Memphis are not dramatic. They are small things that were easy to check in advance and expensive or tiring to fix later. Here are the six mistakes we see most often, roughly in the order they cost people money:

  • Missing Tennessee’s 30-day license and registration deadlines
  • Underestimating the Memphis summer
  • Choosing a neighborhood without checking schools and flood zones
  • Overlooking traffic and commute times
  • Budgeting only for the move itself
  • Leaving utilities and local rules until move-in week
A couple meeting with a real estate agent to discuss buying a home
Ask your agent about school zones and flood zones before you commit to a Memphis address.

Missing Tennessee’s 30-day license and registration deadlines

Tennessee gives new residents a short window. If you hold a license from another state, you must get a Tennessee driver license no later than 30 days after establishing residency, in person at a full-service Driver Services Center, and you surrender your old license there. The Tennessee Department of Revenue also says new residents should register their vehicles within 30 days, through the county clerk of the county you live in, which for Memphis is the Shelby County Clerk.

The table sums up the first-month paperwork:

Task Deadline or timing Where What to bring
Tennessee driver license Within 30 days of establishing residency Full-service Driver Services Center (Tennessee Department of Safety) Out-of-state license, proof of identity and lawful presence, Social Security number, two proofs of Tennessee address
Vehicle title and registration Within 30 days of the move Shelby County Clerk Most recent out-of-state registration and your lienholder’s name and address, or your out-of-state title
Car insurance Before you drive on Tennessee plates Your insurer Liability limits of at least $25,000 per person, $50,000 per accident and $25,000 property damage
Electric, gas and water Request ahead of move-in day MLGW (Memphis Light, Gas and Water) online start-service form Two forms of ID, one with a photo; a deposit of at least $200 for credit-risk applicants
Flood zone check Before you sign or close FEMA Flood Map Service Center or the City of Memphis floodplain viewer The property address

Book the Driver Services visit early, since the in-person step is the one that takes the longest to schedule.

Underestimating the Memphis summer

Memphis summers are long, hot and humid. The National Weather Service puts the normal July high at about 92°F, and humidity makes it feel worse, especially on a loading day with doors open and furniture going up stairs. Heat is hard on people, pets, electronics, candles and anything with a finish that can soften.

If your dates are flexible, schedule the move in spring or fall. If they are not, start loading early in the morning, keep water and shade for everyone carrying boxes, and make sure the air conditioning works in the new place before the truck arrives. Our long-distance movers in Memphis plan summer jobs around the cooler hours for the same reason.

Choosing a neighborhood without checking schools and flood zones

A house that looks perfect online can sit in the wrong school zone or on low ground. Memphis city schools are run by Memphis-Shelby County Schools, while suburbs such as Germantown, Collierville, Bartlett, Lakeland, Arlington and Millington have run their own municipal districts since 2014, so the line on the map changes where your kids go. Confirm the zoned school for the exact address, not just the ZIP code, and read our school enrollment tips for families new to Tennessee before you register.

Flooding in Memphis is mostly riverine, driven by Nonconnah Creek, the Wolf and Loosahatchie Rivers and backwater from the Mississippi. Look up any address on the flood map before you sign, ask the seller or landlord about past water, and price flood insurance if the property sits in a mapped zone. Visit the street at different times of day, too. If you later plan to go further east, for example moving from Memphis to Nashville, the same research applies there.

Overlooking traffic and commute times

Memphis is a driving city. The MATA bus network covers the core, but most residents rely on a car, and a few miles on Poplar Avenue or I-240 at rush hour can take far longer than the map suggests. Test the commute at the hours you will actually drive with a navigation app before choosing an address, and check how far the home is from school, work and the grocery store.

Commute time is one of the main trade-offs between Midtown and Downtown, where errands are short, and the eastern suburbs, where you get more house for the drive. Once you have chosen, book Memphis moving services for a weekday morning if you can, when streets and loading zones are quieter.

Cars driving on a multi-lane road in traffic
Choosing a home without testing the drive to work can mean hours in traffic every week.

Budgeting only for the move itself

The moving bill is only part of the cost. Newcomers often forget the security deposit and first month of rent, utility deposits, title and registration fees at the county clerk, renters or homeowners insurance, and the first big grocery and household run. Housing is the good news: the Census Bureau puts the median value of an owner-occupied home in Memphis at $169,000 (2020–2024), roughly half the U.S. median of $332,700, and Tennessee does not tax wages.

Build a budget with two columns, one-time moving costs and monthly living costs, and add a buffer for surprises. If you are buying in Shelby County, ask your agent for the current property tax estimate for the exact address, since city and county rates both apply inside Memphis. For lower-cost options outside the city, see our list of budget-friendly suburbs in Memphis.

Leaving utilities and local rules until move-in week

MLGW provides electric, gas and water service in Memphis, and you can submit a start-service request online and complete its residential service agreement before you arrive. Applicants MLGW treats as a credit risk pay a deposit of at least $200, which can be added to the next bill or, for new customers, split into eight $25 payments. Set up internet at the same time, since installation slots fill up.

Local rules matter as well. Ask your landlord or HOA about moving-truck parking, elevator reservations and pet rules, and check city permits before any renovation. If you’re relocating a business with our Memphis office movers, confirm building access hours and any business license or registration your company needs in its new location.

woman reading a document about the common mistakes when moving to Memphis
One of the common mistakes when moving to Memphis is leaving paperwork and local rules until the last week.

What to know before moving to Memphis

Avoiding the mistakes above is easier when you understand the city itself. Here is what to know before moving to Memphis, whether you are coming from elsewhere in Tennessee or from a bigger, pricier metro like New York.

Why people are relocating to Memphis

Memphis is the home of Graceland, Beale Street and the National Civil Rights Museum at the Lorraine Motel, with live blues, barbecue, museums and a riverfront along the Mississippi. Homes cost far less than in most large metros, and Tennessee does not tax wages, which matters a lot if you are leaving a high-tax state. Shelby Farms Park in the east of the county gives you trails, a lake and open space without leaving town. If you are still weighing other cities in the state, start with our guide to moving to Tennessee.

Jobs and the local economy

Memphis is a logistics hub thanks to its river, rail, highway and airport links. FedEx, AutoZone and International Paper are all headquartered here, and hospitals, the University of Memphis, local government, distribution and manufacturing are other large employers. Lining up a job before the move is still the safest plan, especially if you are relocating with a family.

Schools and universities

Public schools inside the city belong to Memphis-Shelby County Schools, with separate municipal districts in the suburbs mentioned above, plus a wide choice of private and faith-based schools. For higher education, the area has the University of Memphis, the University of Tennessee Health Science Center, Rhodes College, Christian Brothers University and Baptist Health Sciences University.

Neighborhoods to look at first

Downtown sits on the bluff over the river, with loft apartments, the South Main arts district and the most walkable streets in the city. Midtown, home to Cooper-Young and Overton Square, is the center for restaurants, music and older bungalows. East Memphis offers quieter streets and larger lots, and the suburbs east of the city trade walkability for bigger yards and their own school districts. Families can compare options in our guide to the best Memphis neighborhoods for families. If your new home is not ready on moving day, Spyder’s storage services can hold your belongings until it is.

What to pack first when moving to Memphis

Once the planning is done, the packing order decides how smooth the last two weeks feel. The rule is simple: pack what you use least first and your daily essentials last.

Two people packing books into a cardboard moving box
Books and decor from the living room are among the first things to pack, since you won’t need them in the last few days.
  1. Off-season and rarely used items: holiday decorations, out-of-season clothes, spare bedding, camping gear and anything living in the attic, basement or garage shelves.
  2. Guest rooms: extra sheets, old books and wall pictures. Once empty, the room becomes your staging area for packed boxes.
  3. Storage areas: hall closets, laundry shelves, under-bed bins and bathroom cupboards. Use small boxes for heavy items and label every box with its contents and room.
  4. Home office: shred old papers, bag and label every cord, tape the bag to its device and photograph your setup before you unplug it.
  5. Wall decor and frames: wrap mirrors and frames in towels or bubble wrap, pack them in flat boxes marked fragile, and never stack weight on top.
  6. Living room non-essentials and electronics: books, games, candles and photo albums first; then TVs, speakers and consoles in original boxes if you still have them, with remotes and manuals kept together.
  7. Dining room and fine china: wrap each piece, cushion the layers with towels, use strong boxes and keep them out of the traffic path.
  8. Kitchen and pantry extras: slow cookers, cake pans and spare mugs go early; toss expired food, box up dry goods, and skip anything that can melt in a Memphis summer.
  9. Kids’ rooms, closets and bathrooms: work in stages, let children choose what goes in each box, keep comfort items out until the last night, and use suitcases for the clothes you will need right after arrival. Rushing this part is one of the mistakes parents make when moving with children, so start early.
  10. Everyday kitchen setup and an essentials box: pack the plates and pans you cook with the morning of the move, and keep a box in your car with toiletries, chargers, medication, basic tools, snacks, your IDs and the documents from the table above.

If you would rather hand the whole job over, our packing services in Memphis TN follow the same room-by-room order, and local movers in Memphis can load the staged boxes in a single morning. Before you finalize a flood-zone or insurance decision, use the official FEMA flood map resources and the City of Memphis floodplain management page, which links to the city’s flood zone viewer.

How to start your relocation to Memphis on the right foot

Avoiding the common mistakes when moving to Memphis comes down to a short list: get your Tennessee license and registration done within 30 days, plan around the summer heat, check the school zone and flood map for the exact address, test the commute, budget for deposits as well as the truck, and start MLGW service before move-in day. Spyder Moving and Storage has a Memphis office at 3290 New Getwell Rd Suite 204 (901-329-9064), with its own crews and trucks for local and long-distance moves, packing and storage. Request a free estimate for your move to Memphis and we will help you plan the dates around everything above.

Frequently Asked Questions

What should I know before moving to Memphis?

Before moving to Memphis, know that you have 30 days after establishing residency to get a Tennessee driver license, summers are hot and humid, and school districts change at the city line, with Memphis-Shelby County Schools in the city and separate municipal districts in suburbs like Germantown and Collierville. Homes cost far less than in most large metros, Tennessee does not tax wages, and FedEx, AutoZone and International Paper are headquartered in the city.

What is the biggest mistake people make when relocating to Memphis?

The costliest mistake when relocating to Memphis is missing Tennessee's 30-day deadlines for a new driver license and vehicle registration. Close behind are choosing an address without checking its school zone and FEMA flood zone, and scheduling a move in peak summer heat.

How do I relocate to Memphis step by step?

To relocate to Memphis, line up a job and choose a neighborhood first, check the exact address on the flood map and school-zone lookup, then book movers and submit an MLGW start-service request before move-in day. Within 30 days of arriving, get a Tennessee driver license at a full-service Driver Services Center and register your vehicle with the Shelby County Clerk. Spyder's Memphis movers can help with packing, the move and storage.

How long do you have to get a Tennessee driver license after relocating to Memphis?

You have 30 days after establishing residency in Tennessee to get a Tennessee driver license if you hold a license from another state. You apply in person at a full-service Driver Services Center and surrender your out-of-state license, and the Tennessee Department of Revenue says new residents should also register their vehicles within 30 days through the county clerk.

What is the best time of year to move to Memphis?

Spring and fall are the best times to move to Memphis, because summers are hot and humid, with normal July highs around 92°F. If you must move in summer, start loading early in the morning and make sure the air conditioning in the new home works before the truck arrives.

Free, no-obligation estimate

Get your free moving quote

Tell us where you are moving from and to, and our team will get back to you with a quote. Serving Mississippi, Tennessee and Colorado. Prefer to talk? Call (800) 221-3560.

"*" indicates required fields

Step 1 of 2

About the author

Vlad Ladygin

Founder and CEO, Spyder Moving and Storage

Vlad Ladygin is the founder and CEO of Spyder Moving and Storage, a licensed and bonded moving company with its own crews and offices in Mississippi, Tennessee and Colorado. A second-generation mover who grew up on his father's trucks and founded Spyder in 2017, he writes about planning, packing, storage and long-distance moves from hands-on experience.